Flexxy Account

Bundled account best suited for individuals and/or salaried individuals with frequent transactions, catered for by a one-off monthly fee.

Target Market:

  • Individuals
  • Salaried Individuals

NB: A company/ sole proprietor does not qualify

Features:

· Free deposits

Channels of convenience

  1. Sidian Visa Platinum Debit Card/Sidian Visa Classic Credit Card
  2. SidianVIBE
  3. Personal internet banking
  4. Cheque book
  5. Direct deposit via Paybill 111999

Benefits:

· Advance against uncleared effects

· Access to overdrafts & loans

· Free monthly e-statements

· Dedicated relationship manager

· Available in KES, USD, GBP and EURO

· Free ATM withdrawals (at Sidian Bank ATMs)

Account Charges:

· Opening balance KES. 10,000.00 or FCY equivalent

· Fixed monthly charge of KES. 750.00

ATM Withdrawal fees:

1. From Sidian Bank ATMs – KES. 30.00

2. Pesapoint & Kenswich ATM’s – KES. 75.00

3. Pesalink – as per tariff

4. All other bank ATM’s – KES. 150.00

*All charges are subject to applicable tax

Mshahara Account

A transactional account designed for salaried individuals with a flexible pay as you go structure.

Individuals who operate businesses and have 70% of their income coming from salary are also eligible for this account.

Target Market:

Salaried Individuals

Features:

· Nil opening balance

· Nil minimum balance

· Free deposits

· Nil monthly fees

· No cheque book

Channels of convenience

  1. Sidian Visa Classic Debit Card/Sidian Visa Classic Credit Card
  2. SidianVIBE
  3. Personal internet banking
  4. Direct deposit via paybill 111999

Benefits:

· Access to Q-Loan (mobile loan)

· Free monthly e-statements

· Dedicated relationship manager

· Available in KES, USD, GBP and EURO

· Access to salary advances of up to half of net salary disbursed within an hour of approval

· Asset finance, Insurance Premium Financing

Account Charges:

· Salary processing fee KES.100.00

· Over the counter (OTC) withdrawal fee KES. 100.00

ATM Withdrawal fees:

1. From Sidian Bank ATM’’s – KES. 30.00

2. Pesapoint & Kenswich ATM’s – KES. 75.00

3. PesaLink – as per tariff

4. All other bank ATM’s – KES. 150.00

*All charges are subject to applicable tax

Would you like to open your Current Account today?

Personal Accounts Sign-up Form

Open your Sidian Bank personal Account today. Please fill the following form.

  • You have two great options with Sidian Bank.

    There is a Flexxy Account; Bundled account best suited for individuals with frequent transactions, catered for by a one off monthly fee.

    The Mshahara Account, A transactional account designed for salaried individuals with a flexible pay as you go structure, which means you can transact an minimal charge. Individuals who also operate businesses but have 70% of their income coming from salary are also eligible for this account.

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