Life Assurance

Planning for the future is a hard task since it is unpredictable and nobody knows about tomorrow. Life insurance policy is a policy that provides financial safety to an individual’s beneficiaries in the event of untimely death or permanent disability.

Life Assurance Policies

Endowment Policy

In this policy, an individual has two options, in the unfortunate event of death within the stipulated time, the individual’s beneficiaries receive the sum assured; and if the individual lives beyond the time agreed on the policy the premiums paid plus the benefits and bonuses accrued are paid out to the assured.

Term Life Policy

The assured and the insurer agree that the assured shall pay a certain amount after a certain period in the unfortunate event of death. If the assured dies within that period of insurance, the insurer pays the sum agreed upon to the beneficiaries. If the individual lives past the agreed upon period, the premiums paid to maturity of the policy are not paid back to him/her.

Whole Life Policy

Under this policy, there is no agreed time and the individual continues to enjoy the benefits of the policy until his/her demise. In this type of policy there is no risk of losing premiums since the policy will run to maturity i.e. the death of the assured and hence a surety of sums agreed being paid out to the beneficiaries.

Money Back Policy

The beneficiaries receive periodic payments in the unfortunate event of death of an individual. If the death occurs within the policy, the beneficiaries receive full sum insured.


Death comes unexpectedly and as a result of this many families face financial difficulties, especially if you are the bread winner. Our Life assurance products offer peace of the mind, knowing that your loved ones will be able to meet their financial obligations in the event of your untimely demise.

Sidian Farewell plan

This is a quick cash payout that helps families manage the burden of meeting funeral costs and debts you may have when you pass away.


Provide funeral benefits for the main member, spouse and up to 4 children.

Payment done within 48hrs after claim has been launched  and relevant documents provided.

Credit Life

This is an insurance policy that you as a borrower can take out to pay your lender at a time when you can’t pay the loan installments due to death, retrenchment or when you are permanently disabled.


Life is unpredictable and death comes unexpectedly as a result of this many families face financial difficulties, especially if one had a loan facility, having Sidian credit insurance policy pick up your loan payments can be a big help at a very stressful moments.

Make a claim on your Life Assurance Policy.

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