FOR YOUR BUSINESS

Banking at your convenience is just a click away for our Corporate and SME customers with corporate internet banking.

Eligibility: Corporate account holders

*This is guided by the account operating mandate.*

Fees structure

• This is based on the current product pack accessible fees
• No extra fees over and above the fees incurred when accessing the service

Features and Benefits

• Track account activity
• Get account statements
• Account to account transfers
• Utility payments: DStv, GOtv, Nairobi Water Bill, eCitizen payments, iTax payments
• Mobile money transfers
• PesaLink transactions
• Bulk mobile money and funds transfers
• Funds Transfers: RTGS, EFT

It’s not about spending more, it’s about spending smart with Sidian Visa Classic Credit Card.

Eligibility: individual and corporate account holders

Features and Benefits

• Chip & PIN security feature
• Flexible Limits
• Secure online purchases
• Card services:
  • Payment at all merchant outlets
  • Sidian Bank’s ATM network
  • VISA ATMs countrywide
• Supplementary cards
• Worldwide acceptance: VISA accepted outlets
• Balance enquiry
• Mini-statement at VISA ATM outlets
• Global benefits of Visa cards: Sign up at visacards.africa
• Repayments:
  • Bank instruction: Direct Debit from your account
  • Paybill number: 990832: Account Number: Credit Card Number

Real-time settlements of payments made to your business through Sidian Lipa na M-PESA service.

You can choose to channel the funds into the account in real-time or accumulate funds and deposit to the account.

Services

• M-PESA to Account transfers directly to your account via PayBill number 111999.

• Buy float from any of the below channels:

• Sidian Bank branch

• SidianVIBE (mobile banking)

• Internet banking

• Buy Goods: Receive payments in real-time into your account(s).

What’s in it for you?

• Real-time account settlement.
• 48 hour PayBill/till number acquisition.
• SMS alerts for transactions on request.
• Dedicated relationship manager.

How to pay for your card via M-Pesa

Paybill number: 990832

Account Number: Credit Card Number

Sidian Bank has been in the forefront in achieving One Till solution money collection service. Sidian Express is a marketplace that provides collection and transaction origination.

Features

• Ease of onboarding
• No charges on transactions
• Customer management – where a business can create a system administrator to be able to manage their users within that business.

• Karo Express and Kodi Express Solution that allows landlords and schools to collect rent and school fees with ease.
• The Sidian Express portal allows customers to raise bill payments.
• Transaction origination – Our customers can initiate transactions to their customers through STK push to make payments.

Benefits

• Customer portal for easier management of funds
• Real-time cash collection to your business
• Real-time access of transaction reports
• Co-branded receipts on transactions made to your business
• Allows a flexible a split model: A customer can allocate
• funds for loan repayment, savings and investments.
• Notification APIs

Money transfer services are offered by Sidian Bank to both Sidian customers and walk-in clients.

Services Available

• Western Union
• MoneyGram
• Upesi Money Transfer
• RIA Money Transfer
• M-PESA Retail Agency
• M-PESA Super Agency
• M-PESA Float purchase

Charges 

• M-PESA Retail – As per the M-PESA tariff guide 
• M-PESA Super Agency – KES. 50.00 Amounts greater than KES. 100,000.00 – 0.1% of the value transacted 
• Country tariffs apply 

*Sidian Bank does not charge any extra fees.*