FOR YOU

Banking at your convenience is just a click away. 

Internet banking is easy to use and allows you to bank 24 hours a day, 7 days a week.

*This is guided by the account operating mandate.*

Services Offered

• Track account activity
• Get account statements
• Account to account transfers
• Utility payments: DStv, GOtv, Nairobi Water Bill, eCitizenbpayments, iTax payments
• Mobile money transfers
• PesaLink transactions
• Bulk mobile money transfers
• Funds Transfers: RTGS, EFT

SidianVIBE (Mobile Banking) allows fast, easy and secure user friendly, menu-driven transactions at your convenience.

Access to this service is via the SidianVIBE App and USSD code *527#.

Download the SidianVIBE App via Play Store or App Store.

*Eligibility: All Account holders

Features:

• Account to M-PESA
• Airtime purchase
• Utility/Bill payments: DStv, GOtv, Nairobi Water Bill (Prepaid & Postpaid)
• Internal account transfers
• Funds Transfers: EFT, RTGS
• PesaLink transactions
• Mini-statement request
• Balance enquiry
• Q-Loan (Mobile Loan)

Our Sidian Visa Debit Cards allow you to conveniently make payments, at no extra cost and access your cash via ATM outlets.

Eligibility: Account Holders

Categories of cards:

Platinum Debit – Account holders who can work within the limit of KES. 50,000.00 per day.

Classic Debit – Account holders who can work with in the limit of KES. 40,000.00 per day.

Features and Benefits

• Chip & PIN security feature
• Secure online purchases
• Card services:

• Payment at all merchant outlets
• Sidian Bank’s ATM network
• VISA ATMs countrwide

• Worldwide acceptance: VISA accepted outlets
• Balance enquiry
• Mini-statement at VISA ATM outlets
• Global benefits of Visa cards: Sign up at visacards.africa

It’s not about spending more, it’s about spending smart with

Sidian Visa Classic Credit Card.

Eligibility: individual and corporate account holders

Features and Benefits

• Chip & PIN security feature
• Flexible Limits
• Secure online purchases
• Card services:
  • Payment at all merchant outlets
  • Sidian Bank’s ATM network
  • VISA ATMs countrywide

• Supplementary cards
• Worldwide acceptance: VISA accepted outlets
• Balance enquiry
• Mini-statement at VISA ATM outlets
• Global benefits of Visa cards: Sign up at visacards.africa
• Repayments:

– Bank instruction: Direct Debit from your account

– Paybill number: 990832: Account Number: Credit Card Number

Sidian Bank has been in the fore front in achieving One Till solution money collection service. Sidian Express is a marketplace that provides collection and transactions origination.

Features

• Ease of onboarding
• No charges on transactions
• Customer management – where a business can create a system administrator to be able to manage their users within that business.

• Karo Express and Kodi Express Solution that allows landlords and schools collect rent and school fees with ease.
• The Sidian Express portal allows customers to raise bill payments.
• Transaction origination – Our customers can initiate transaction to their customers through STK push to make payments.

Benefits

• Customer portal for easier management of funds
• Real-time cash collection to your business
• Real-time access of transaction reports
• Co-branded receipts on transactions made to your business
• Allows a flexible a split model: A customer can allocate
• funds for loan repayment, savings and investments.
• Notification APIs

Money transfer services are offered by Sidian Bank to both Sidian customers and walk-in clients.

Services Available

• Western Union
• MoneyGram
• Upesi Money Transfer
• RIA Money Transfer
• M-PESA Retail Agency
• M-PESA Super Agency
• M-PESA Float purchase

Charges 

• M-PESA Retail – As per the M-PESA tariff guide 
• M-PESA Super Agency – KES. 50.00 Amounts greater than KES. 100,000.00 – 0.1% of the value transacted 
• Country tariffs apply 

*Sidian Bank does not charge any extra fees.*